APS Funds record positive performance across all strategies in 2025

ReAPS Asset Management Limited, a wholly owned subsidiary of APS Bank and investment manager of the APS Funds range, reported encouraging performance across the suite of Funds for the year ended 31 December 2025, demonstrating the benefits of disciplined asset allocation and active management in a varied market environment.

The APS Ethical Adventurous Fund* delivered a return of 16.31%, reflecting its higher allocation to global equities and growth-oriented assets, supported by selective exposure to companies aligned with sustainable business practices and strong governance standards.

The APS Ethical Balanced Fund* achieved a return of 7.62%, benefiting from diversified exposure across equities and fixed income instruments, while the APS Ethical Cautious Fund* recorded a gain of 4.88%, consistent with its focus on capital preservation and lower volatility.

Within fixed income, the APS Diversified Bond Fund* posted a positive return of 0.77%, reflecting prudent interest rate and credit risk management. The APS Income Fund*, structured as a prescribed fund, delivered a return of 1.46%, supported by income from Maltese bonds and dividend-paying local equities.

Josef Portelli, Head of Investment Management at APS Bank and Managing Director of ReAPS Asset Management Limited, commented: “These results reflect our continued commitment to responsible investing, diversification and robust risk management. Across ethical, bond and income strategies, the Funds delivered their objectives while navigating differing market conditions.”

*The quoted performance figures relate to Accumulator Share classes and refer to period between 1 January and 31 December 2025.